Our asset allocation tool shows you suggested portfolio breakdowns based on the risk profile that you choose. We use historical returns and standard deviations of stocks, bonds and cash to simulate what your return may be over time. We use a Monte Carlo simulation model to calculate the expected returns of 10,000 portfolios for each risk profile. Then we use the results of that simulation to show you the range of values that your initial portfolio amount may grow into, as well as the likelihood of reaching that range

Investment Period: We assume a 10 year investment horizon.

Investment Returns: We use historical results of different major indices to calculate expected returns.

Expected Returns Calculation: We use a Monte Carlo simulation of 10,000 portfolios to calculate expected returns.

Yash Sanghvi – Financial Planner, B.Sc. In Actuarial Science.

Yash Sanghvi is an expert in personal finance, specifically investing. For nearly, one decade he has worked as an investment portfolio manager and insurance consultant. Yash has a degree in Actuarial Science, is a certified financial planner, who also holds a certification from national institute of security markets and AMFI. He is committed to investment planning and managing client’s portfolios. He has also taught personal finance and investing at various universities and private avenues. He is associated with Subras investments since 7 years now.